UOB presents many property mortgage deals for HDB flat house owners, offering a substitute for the HDB Concessionary Loan. Their choices consist of each set-charge and floating-price offers, which can be often pegged towards the three-Month Compounded SORA. As an illustration, a advertising package deal might offer a level of 3-Thirty day period Compounded SORA + 0.70% p.a. for the primary two many years, having a least bank loan size of S$250,000. For a set-rate selection, prices is often as little as two.28% to get a two-yr lock-in period of time. Eligibility to get a UOB financial loan is issue to Assembly the whole Credit card debt Servicing Ratio (TDSR) of fifty five% along with other credit history requirements. uob hdb loan 110 26 UOB also provides a singular "Go Eco-friendly Property Financial loan" for Houses that has a BCA Inexperienced Mark certification, delivering hard cash rebates. Also, These are recognized for a low valuation rate of just S$a hundred and fifty in addition GST and provide a bridging financial loan selection for homeowners transitioning concerning Homes.